Get fairer healthcare finance. Get BetterCard.

Guaranteed approvals at the world’s lowest rate.

  • Borrow $2,000–$350,000 at 3.9% interest. Fixed for life. (The lowest rate in the world.)

  • First two years interest free. Or pay nothing at all for the first two years.

  • Consolidate existing healthcare loan under our unbeatable 3.9% rate.

  • No credit checks.

  • No insurance required.

  • No late-payment penalties.

Here's why BetterCard is better:

  • Lowest interest rate in the world, just 3.9%

  • Guaranteed lowest monthly payments

  • Interest rate fixed forever

  • Defer payments interest-free for 2 years

  • Use it for all medical care, from hospital bills, doctor visits, insurance premiums, to prescriptions, adoption and surrogacy

  • Loans from $2,000 - $350,000

Just-in-case finance

Apply now, and you’ll have fast access to a loan in an emergency. If you never use it, great – you only pay the application fee.

No penalties for fast payment

If you pay your loan back in the first two years, there’s no interest and no penalties. Simple.